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April is Financial Literacy Month

Financial literacy is composed of the skills and knowledge which allows an individual to make informed and effective decisions concerning their finances.

Understanding and practicing basic money management skills — such as living within the means of a budget and handling credit and debt — is very important for students and grownups alike. However, according to an S&P Global FinLit Survey by the World Bank, Gallup, and George Washington University, just one-third of the world's population is financially literate. On a country-by-country basis:

Medicare Observation Status: Were You Admitted or Not?

George was having more and more pain in his belly. He called his doctor, who, upon hearing about the severity of his pain, told him to go to the emergency room. Following triage, lab tests, and doctors’ exams, the hospital admitted George. Since there was no available room, he had to wait three hours before a registrar informed him that he had been “admitted under observation.” Should he or should he not agree to be admitted?

What exactly is “Observation Status” and why should Medicare recipients be wary of it?

The Importance of Ice Cream at Breakfast

As a work day begins and thousands of people rush to prepare themselves for work and school; as thousands of bowls of cereal are attacked with thousands of spoons, countless eggs are cooked, and coffee or tea is brewed; a couple sits together happily indulging in a nice hot cup of coffee with ice cream. And then they dance.

Ice cream for breakfast may sound like the fantasy of a small child, but this morning ritual is one of the many ways our clients have found to capture joy every single day.

 

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‘Tis the Season….to Work on Your Taxes

The holidays are over, and instead of greeting cards filling your mailbox, W-2s, K-1s, and 1099s forms are arriving. These signal the beginning of tax season and the time to start gathering all the information needed to send to your accountant. If you tackle the task now, you'll be able to identify what you are missing before the deadline. 

Senior Care: Identifying Symptoms of Mental Disorders

When it comes to dealing with emotional health, seniors are at a disadvantage. Over 20% of adults age 60+ suffer from mental or neurological disorders, the most common of which are dementia and depression.  
 
While some seniors may have been dealing with mental health issues for years, many will not develop these problems until later in life. Because the stigma surrounding mental illness makes people reluctant to seek help, the issues may go unidentified. This is dangerous, not only because of the risk of suicide but because mental and physical health are inextricably linked. Older adults with longstanding physical health conditions are more likely to become depressed, and untreated depression can negatively affect the outcome of a physical disease.
 

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